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Making additional contributions to your super

Making additional contributions to your super

Fast track your super balance

Making additional payments (known as contributions) to your super account can make a significant difference to your financial future.

You could earn returns on your investment, which helps your superannuation balance grow over time. You may also be able to lower your taxable income at the same time!

Two quick ways to add more money to your super

You can make additional super contributions via a payment method, with BPAY being a quick option.

  • The BPAY biller code and your reference number is available in your online account. 
  • Click on the circle icon next to your name > Personal details and scroll to the bottom. 
  • Use these details to make a payment from your bank account.
  • If you’re going to claim a tax deduction, you need to complete our digital notice of intent to claim form

Note: Make sure you wait until after your contribution is visible in your online account before you complete the notice of intent to claim form.  

Salary sacrifice contributions to your superannuation are contributions set up through your employer where additional money (a nominated amount by you) is paid into your super before you pay tax. You can organise these payments directly with your employer.  

It’s important to note that the government limits the amount you can contribute to your super. If you go over the limit, you may pay additional taxes. These limits are called contribution caps. You should be aware there are different types of contribution caps. Check the ATO website to find out which contibution caps apply.

For more information on tax and super, you can review our Product Disclosure Statement (PDS) and Additional Information Booklet.

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Estimate your retirement income


Will you have enough superannuation to retire? Use our Retirement Income Simulator to project your super balance in the future and how long it might last in retirement. You can also estimate the difference that making regular additional contributions will have using our retirement calculator. 

Australian Ethical acknowledges the Traditional Owners of the country on which we work, the Gadigal people of the Eora Nation, and recognise and celebrate their continuing connection to land, waters and culture. We pay our respects to Elders past and present and thank them for protecting Country since time immemorial.

See our Reconciliation Action Plan