As a customer-owned bank, Bank Australia aims to champion sustainability in its banking practices including a strong commitment to social responsibility.

The Bank aims to empower its customers and communities to make positive impacts through their financial decisions. Bank Australia commits to support environmentally sustainable projects, reducing carbon emissions and aiding climate change mitigation.

The Bank has broad lending restrictions including for fossil fuels, live export and gambling. The company actively engages in community initiatives, supports affordable housing, and promotes financial inclusion, aligning with ethical investors' desire for social and environmental responsibility. The company offers fee-free products for low-income earners.

Annually, Bank of Australia allocates up to 4% of post-tax profits towards various social and environmental causes to maintain their mission to give back to the community.  

Positive contribution 

Sustainable financial services

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Housing Australia is a corporate Commonwealth entity focused on improving housing outcomes for Australia by addressing housing affordability.

Housing Australia's core mission is to provide affordable housing finance to community housing providers. By facilitating loans for the construction and expansion of affordable housing, Housing Australia plays a central role in addressing Australia's housing affordability crisis.

This ethical approach not only helps alleviate a pressing social issue, but also fosters inclusive, vibrant communities. In addition to its social purpose, Housing Australia is increasing its funding of new energy efficient buildings that deliver an environmental benefit and reduce heating and cooling costs for social and affordable housing tenants. By paying attention to these two key aspects, Housing Australia demonstrates how the government sector can be a powerful catalyst for positive change in society, simultaneously addressing social and environmental challenges.   

SDG contribution

What are SDGs?
 

	No poverty
	Sustainable parties and communities

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Teachers Mutual Bank (TMB) is a recognised financial institution dedicated to serving the educational community. It provides tailored financial services to educators, fostering financial well-being and community growth.

TMB has a stated commitment to ethical banking practices through its member-centric approach, prioritising financial well-being over profit maximisation. TMB reports strong customer satisfaction levels, and has deposit and loans certified by the Responsible Investment Association of Australasia. TMB also contributes to members' well-being and development through scholarships, grants, charitable donations and development programs.   

Positive contribution 

Sustainable financial services

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