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Balanced (accumulation)

Balanced (accumulation)

Overview

Objective

 

To provide a diversified portfolio that has an appropriate balance between income and capital growth investments with medium to high levels of risk.

The Fund aims to achieve returns 3.25% above inflation1 after investment fees and taxes over a 10 year period.

1 The measure of inflation is the Consumer Price Index (Trimmed mean) released by the Australian Bureau of Statistics on a quarterly basis.

 

Minimum investment timeframe

8 years

Risk level

Medium to high

Investors that the Fund may suit

Members comfortable with a medium to high level of risk that have an investment timeframe horizon of at least 8 years



Asset allocation

Performance

Balanced (accumulation) 5.7% 6.6% 7.1% 5.9% 3.9% 14.1% 6.6% 7.3% 2.4%
6.4%
(31 Dec 1998)
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Sustainability indicators

Our ethical investment approach favours companies and portfolios with stronger sustainability characteristics. The sustainability indicators presented below are for the investment by this option in listed shares at 30 June 2024 for which we have relevant sustainability data.

These listed shares are 56% of total investments of this option, and the indicators are not applicable to the other investments of the option.

75% less carbon intensive

75% less carbon intensive

The carbon intensity (tonnes of CO2 equivalent per dollar company revenue) for our listed share investments at 30 June 2024 is 75% lower than a mainstream share market benchmark(1,2)

2.2x revenue in sustainable solutions

2.2x revenue in sustainable solutions

These listed companies earn 2.2 times the revenue from sustainable solutions at 30 June 2024 than a mainstream share market benchmark(1,3)

3.6x clean energy solutions

3.6x clean energy solutions

These listed share investments at 30 June 2024 have 3.6 times the investment in renewables and energy solutions than a mainstream share market benchmark(1,3)

Sustainable Solutions Revenue Breakdown

Below is the estimated annual revenue earned by these listed companies that has been identified as contributing to sustainability goals such as the Sustainable Development Goals. The Sustainable Development Goals were set by the United Nations as a blueprint on how to achieve a better and more sustainable future. Find out more at sdgs.un.org/goals.

This is a general indication only and relates only to 56% of the investments of this option. The revenue is calculated per $1M invested in these listed shares and based on shareholdings at 30 June 2024.

This information is of a general nature and is not intended to provide you with financial advice or take into account your personal objectives, financial situation or needs. The sustainability characteristics of companies we invest in is not a measure of the impact of your investment. Your investment decisions should take into account the financial, risk, fee and other characteristics of potential investments.

This information is only shown for those listed shares where we have the necessary sustainability data. The comparisons are with available data for shares in a general share market benchmark selected as an appropriate investment benchmark ("Benchmark shares").

There is more information about the calculation method and benchmark here

Case studies

We know it can be difficult to imagine the real world impact that your super has. Explore the case studies below to learn more about some of the companies we're invested in.

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Meridian Energy
Meridian Energy generates, trades and retails electricity from renewable energy sources such as wind and hydro power.
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Main Sequence CSIRO
Main Sequence is a deep tech venture capital fund focused on tackling the world’s biggest challenges by turning scientific discoveries into future industries.
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Cochlear
Cochlear provides bone conduction implants for people with conductive hearing loss, mixed hearing loss and single-sided deafness.

More information

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  1. Compared to a general share market benchmark selected as an appropriate investment benchmark for this option or fund, and based on shareholdings at 30 June 2024 and analysis tools provided by external sources accessed on 03 July 2024. More details here.

  2. Carbon intensity (tonnes CO2e/A$M revenue) of the listed companies is calculated as this option or fund's share of annual carbon emissions of the companies (including their scope 1 and scope 2 emissions), divided by this option or fund's share of annual revenue earned by those companies. More details here.

  3. Based on the revenue from sustainable impact solutions earned by the listed companies and the proportion of the listed share investments in renewables and energy solutions. Sustainable impact criteria and data is provided by external sources and aims to measure revenue exposure to sustainable impact solutions and support actionable thematic allocations in line with the U.N. Sustainable Development Goals (SDGs), EU Taxonomy of Sustainable Activities, and other sustainability related frameworks. More details here.

Australian Ethical acknowledges the Traditional Owners of the country on which we work, the Gadigal people of the Eora Nation, and recognise and celebrate their continuing connection to land, waters and culture. We pay our respects to Elders past and present and thank them for protecting Country since time immemorial.

See our Reconciliation Action Plan