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Pension options

Pension options

6 ethical pension options

We have six ethical pension investment options ready-made for you to pick from to suit your needs. Each have different risk profiles for you to choose from based on your financial objectives, risk tolerance and personal financial situation.

A full explanation of all the Option features including fees and costs that you may be charged for investing in the Option is provided in the Product Disclosure Statement and the fee information page. For further information about the Option and how we assess investments using our Ethical Criteria, please read the Additional Information Booklet, Target Market Determination and the Ethical Guide.

Defensive Defensive
Risk:
Very low
Time:
1 yr
Conservative Conservative
Risk:
Low to medium
Time:
4 yrs
Balanced Balanced (pension)
Risk:
Medium
Time:
6 yrs
Australian Shares Australian Shares
Risk:
Very high
Time:
7 yrs
International International Shares
Risk:
High
Time:
7 yrs
Growth Growth
Risk:
High
Time:
9 yrs

Historical risk and returns

This chart represents the potential risk and return characteristics of our super and pension investment options based on historical data. It is not a forecast of actual risk or investment returns. The scale is indicative only.

Graph comparing historical risk and return of 7 ethical super investment options

Defensive: With a short-investment timeframe you seek to conserve capital and ensure stable income.

Neutral: With a medium-term investment timeframe you seek lower volatility, but with some growth and income.

Growth: With a longer-term investment timeframe you are able to accept higher risk, seek growth and are not reliant on income produced by your investments.

Invest with heart

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Australian Ethical acknowledges the Traditional Owners of the country on which we work, the Gadigal people of the Eora Nation, and recognise and celebrate their continuing connection to land, waters and culture. We pay our respects to Elders past and present and thank them for protecting Country since time immemorial.

See our Reconciliation Action Plan