Australian Ethical Super

Super is an effective way to build your retirement savings. For many Australians super will be their main source of retirement income.

Anyone eligible to contribute to a super fund can join Australian Ethical Super.

How super works

Your super grows through contributions and investment returns. Generally your employer must make regular contributions for you and you can also make extra voluntary contributions. The investment returns generated on the contributions can help compound the growth in your retirement savings.

Typically you can start to access your super when you are aged between 55 and 60. When you retire or partially retire you can begin receiving a pension from Australian Ethical.

Benefits of Australian Ethical Super

We invest in companies with positive environmental, social and governance practices
Investments are chosen based on both strong ethics and solid financial performance
You know what your money is funding.

Choosing the right super option

Our various and flexible super options help you to reach your retirement goals. You can select one option or spread your super across several options:

Super option	Suitable if you...
Defensive	want your super to be protected against inflation are comfortable with low levels of risk to get stable returns.
Conservative	want your super to be relatively stable and protected against inflation are comfortable with lower levels of risk to get more stable returns prefer income generating investments and some Australian shares and property.
Balanced	want a balance between growth and a regular income are comfortable with moderate levels of risk for potential moderate returns prefer investments in Australian and overseas companies and property
Growth	want to grow your super over the long-term are comfortable with higher levels of risk to achieve potentially higher returns prefer investments in Australian and overseas companies.
Climate Advocacy	want to grow your super over the long-term are comfortable with higher levels of risk to achieve potentially higher returns seek a return consistent with the broader Australian share market seek an investment working to improve climate outcomes.
Smaller Companies	want your super to grow over the long-term are comfortable with higher levels of risk to achieve potentially higher returns prefer investments in smaller Australian companies and some overseas companies.
International Shares	want your super to grow over the long-term are comfortable with higher levels of risk to achieve potentially higher returns prefer investments in overseas companies involved in smart energy technologies.

General information only

This information is general information only and does not take account of your individual investment objectives, financial situation or needs. Before acting on it, consider its appropriateness to your circumstances. Our super product disclosure statement (PDS) and financial services guide (125 KB) should be considered before making an investment decision.

Australian Ethical Investment