Pensions

If you are preparing to retire or nearing retirement, Australian Ethical can help you turn the super you’ve saved into a regular income.

You can get a pension account with your super money that is either:

  • already being managed by us, or
  • currently being managed by another super fund.

A pension account gives you flexible access to your money. Find out how this product works.

Benefits of an Australian Ethical Pension

Choosing the right pension option

Our pension options help you to manage your retirement wealth. You can select one option or choose several options:

Pension optionSuitable if you...
Defensive Pension
  • want to protect your retirement savings and keep up with inflation
  • are comfortable with lower levels of risk to get stable returns.
Conservative Pension
  • want to protect your retirement savings and keep up with inflation
  • are comfortable with lower levels of risk to get stable returns.
Balanced Pension
  • want a balance between growing retirement savings and a regular income
  • are comfortable with moderate levels of risk for potential moderate returns
  • prefer investments in Australian and overseas companies and property.
Growth Pension
  • want growth in your retirement savings
  • are comfortable with higher levels of risk to achieve potentially higher returns
  • prefer investments in Australian and overseas companies and property.
Smaller Companies Pension
  • want growth in your retirement savings
  • are comfortable with higher levels of risk to achieve potentially higher returns
  • prefer investments in smaller Australian companies and some overseas companies.
International Shares Pension
  • want growth in your retirement savings
  • are comfortable with higher levels of risk to achieve potentially higher returns
  • prefer investments in overseas companies involved in smart energy technologies.
General information only

This information is general information only and does not take account of your individual investment objectives, financial situation or needs. Before acting on it, consider its appropriateness to your circumstances. Our product disclosure statement (PDS) and financial services guide (125 KB) should be considered before making an investment decision.